LowballFinance
LowballFinance

Beat the dealer rate.
Every time.

Multiple lenders compete for your business. You get the best rate.

No hard credit pull to check rates
Results in 2 minutes
Rates from 4.99% OAC
Licensed lending partners only
256-bit SSL encryption
10,000+ Canadians served

Our 4 primary markets

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Canada

Vehicle

Canada Drives, Loans Canada

Real Estate

Ratehub, Dominion Lending

Insurance

Intact, Aviva, TD Insurance

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United States

Vehicle

LendingTree, AutoPay

Real Estate

Rocket Mortgage, Bankrate

Insurance

Progressive, GEICO, State Farm

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UAE / Dubai

Vehicle

Emirates NBD, ADCB, Mashreq

Real Estate

Bayut, Property Finder

Insurance

AXA Gulf, Oman Insurance

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Europe / UK

Vehicle

MoneySupermarket, Compare the Market

Real Estate

MoneySupermarket

Insurance

Compare the Market, Admiral

Choose your loan type

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Auto Loans

Finance your next vehicle purchase.

Rates from 4.99% OAC

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Mortgages

Buy your home with the best rate.

Rates from 4.89% OAC

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Marine and RV Loans

Finance your boat, RV or trailer.

Rates from 5.99% OAC

🚜

Equipment Financing

Finance business equipment.

Rates from 5.49% OAC

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Luxury Goods

Finance watches, jewelry and more.

Personal loans from 8.99% OAC

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Business Loans

Fund your business growth.

Rates from 6.99% OAC

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Personal Loans

For any purchase over $2,000.

Rates from 7.99% OAC

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Construction Loans

Finance building materials and construction projects.

How it works

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1. Tell us what you need

Fill out a simple 2 minute form

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2. We match you with lenders

Multiple licensed partners reviewed

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3. Lenders compete for you

You get their best rates

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4. You choose and save

Pick the best offer and close

See Your Estimated Payment

Adjust the sliders to model your loan

$25,000
%

Auto-suggested for Auto Loans β€” adjust if you have a quote already

Monthly Payment

$471.67

for 60 months

$28,300

total cost

Principal

$25,000

Total Interest

$3,300

Our Lending Partners

We work with 20+ licensed lenders across Canada, USA, UAE and Europe

Major banks
Credit unions
Alternative lenders
Specialty lenders

Real results

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John from Surrey BC saved $4,200 on his truck financing

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Sarah from Toronto got approved in 24 hours

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Ahmed from Dubai got the best rate on his luxury car

Frequently Asked Questions

Ready to get your best rate?

A service of LowballAI Β· Beat the rate. Every time.